1. Give to Charity

It is well with the man who deals generously and lends, who conducts his affairs with justice. —Psalms 112:5 

While it can be hard to consider giving during tough times, there is always someone out there who has needs greater than yours. Consider finding a charity that you support and getting on a regular donation schedule. While your money will do immeasurably more to support others, you will also receive a benefit in the form of tax breaks.

2. Tithe to Your Church

In the Old Testament God makes a covenant with Israel that required the Israelites to give tithes. The modern form of tithing is giving a certain percentage to your church as an offering each week. Your church needs this money to function. It’s a very real way to do God’s work in the lives of others, and one of the best ways to give back to a place where you worship and have community.

3. Budget and Save for Your Family

On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come. —1 Corinthians 16:2

Budgeting is important to having enough money each month, and it is essential for saving for the future. If you have children, saving your money can allow them to go to college debt-free, or help their dreams come true. Whether you have children or not, budgeting and saving can allow you to give to charity and tithe much more effectively than spending every last bit as it comes in.

4. Keep Spare Dollars Around

Do not withhold good from those to whom it is due, when it is in your power to do it. —Proverbs 3:27

In every city and town in America there are those who are homeless and in need, and chances are you may see them asking for money. It is likely that you have a few dollars to spare each month, why not keep them handy so that when you see someone in need, you can actually lend a hand? It’s the easiest practical way to help those in need.

5. Be Wary of Debt

Owe nothing to anyone, except to love one another; for he who loves his neighbor has fulfilled the law. —Romans 13:8

While unfortunately life in the 2000s requires taking out a loan at some point, there is a large difference between getting a loan to buy a house and using credit or a loan to purchase a television. By careful with using credit cards and accruing debt, and consider carefully whether you have the money or not. A good rule of thumb is to not charge something to a card unless you can pay for it. Staying out of debt has a world of good results, including more money for charity, tithing and your family.


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